No more Flithy Rich NB...Money sucks!

So I read Alyssa's reply on what I said.. And Kyle's spending days are over.. Here is the story..

So this weekend was Yule, which was $40, I haven't really been up on my balancing of my checking account and I thought that there was enough money in there to get by.. But I was wrong.. I bought tickets for Yule (which was canceled) and totally thought that would take care of dinner and dessert, and it didn't.. the day before Yule, I went shopping.. wait let me rephrase that, I went crazy on shopping.. I bought myself a fancy shmancy wool coat, a new long sleve black dress shirt, umm, a new tie.. I case for my iPod, my bro's EXPENSIVE christmas present, picked up my suit from the cleaner, and bought some gift cards. so I checked with my mom about my expenses and she said I looked good, I totally thought that everything was charged as debit (which most of it was) and it went directly through.. what I forgot is that Kevin's Express shirt was charged as credit, and so was a lot of other things... So saturday I spend over $60 on dinner and don't even think anything of it! I start wondering about my finances on tuesday, so I check my account and saw that I had over drawn about $60 on my account.. I don't think anything of it.. because I can due with out spending,,, I totally wasn't thinking about the over drawing fee.. I thought since they didn't charge me then, they weren't going to charge me.. and Man, was I wrong.. At 6:45 AM, I get the first phone call from my mom, I don't answer it, because i know she is going to yell at me. My voice mail message ring goes off next, and I listen to that (while sleeping at the same time).. Lets just say my mom was more then mad,, she was furious,,, She has access to just about everyones account in my family and checks up on us now and then (she checks mine every other day, because she doesn't trust me).. ok, back to the story.. she is yelling saying that i had over drawn 60 bucks and they we charging me 80 bucks for overdrawn fee's... By this time I was to affraid to call her back. she calls back about 5 mins later and leaves a nasty message.. and then she calls again and leaves a more loving message.. so I waited about 10 more minutes and then I called her.. By this time she has cooled down and asks if she waked me up and all that stuff.. she was still a little upset.. but she did take money out of my savings to pay the fee's and my stupidity.. This morning I checked I had another $16 fee, I don't know what from.. and not I am proud to say I have $7 in my checking account.

So how to apply this, I will never again slack off on keeping my finances up to date and I won't be shopping for a while. well atleast for myself! Man, and I'm a business major that can't keep his balances up-to-date! Well, it's 2AM and I am beat.. peace yo!

Don't spend money you don't have!